In Florida -- auto insurance question?

My daughter can't really afford the insurance on her car; it's a 2003 Jetta and if she keeps it she will probably have to go to a certain amount of expense in repairs. Right now she has full coverage but is considering dropping the collision to lower the cost. If, God forbid, she should get into an accident without collision coverage, could she sue the other driver to repair or replace the car? Would she be likely to be successful? I am not hopeful of anything like that happening, believe me, but you just don't want to lose your investment especially if you have spent a lot on repairs. Thanks in advance for any insights.

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